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Pine Creek Group,
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Welcome!

 There’s so much to see here, so feel free to take your time and explore! We hope you enjoy your visit to our site, and we’d love to hear from you, so don’t hesitate to drop us a line! 

Meet the Team

Chris Lozano

Valerie Lozano

Valerie Lozano

Broker/Owner Since 1995

I relocated to Colorado Springs from Southern California  in 1992. I have been serving the Colorado real estate market since 1992 and opened my real estate company in 1995. With extensive experience in closing thousands of transactions across various price ranges, I am well-equipped to assist with your real estate needs. When experience matters, contact us today!

Valerie Lozano

Valerie Lozano

Valerie Lozano

Office Manager

I am the Office Manager and provide support for both The Pine Creek Group, REALTORS, and Colorado Home Mortgage & Financial, Ltd. I handle financial management, marketing, communication, and day-to-day operations for both companies. I look forward to meeting you and helping answer any questions.

Steve Goumas

Valerie Lozano

Steve Goumas

Mortgage Loan Division

Colorado Home Mortgage & Financial, Ltd.

 I have served as a Senior Mortgage Loan Originator since 2000. Coming from a military family, I am well-versed in navigating the processes involved in working with veterans and understanding the complexities of VA qualifications. 

I am also an expert in FHA and Conventional Financing.  

Contact me today!

Our Services

Real Estate Done Right!

 Feeling anxious about your property journey? There's no need to worry. Whether you’re preparing to buy or sell, currently in the process, or simply seeking information, our expertise guarantees you’ll have the best experience possible. That’s what we’re passionate about! 

Your Colorado Real Estate Experts !

 Whether you’re looking for a cozy condo or an expansive property from Denver to Colorado Springs and all of Colorado, we’re here to find the perfect property that is right for you. We maintain an up-to-date list of available properties for you to explore. If you can't find what you are looking for contact us for more options.

Questions?

 If you have any questions about affordability, credit, down payment, income, or closing costs, you can rely on us to provide the answers you need quickly. We ensure that you feel informed and confident throughout the entire process. 

available homes

479 HOMESTEAD LN, JOHNSTOWN, COLORADO $460,000

479 HOMESTEAD LN, JOHNSTOWN, COLORADO $460,000

479 HOMESTEAD LN, JOHNSTOWN, COLORADO $460,000

Check out this spacious 3-bedroom 2-bath HUD home. Featuring a large attached garage, a fireplace on the main level, and stainless steel appliances. This home qualifies for the $100 down payment program. For further information or to schedule a showing, Contact

Chris Lozano / The Pine Creek Group, REALTORS

Call or text 719-200-5654 or 720-306-1815

1301 104th AVE, GREELEY COLORADO $412,000

479 HOMESTEAD LN, JOHNSTOWN, COLORADO $460,000

479 HOMESTEAD LN, JOHNSTOWN, COLORADO $460,000

Come check out this one-of-a-kind HUD home! This property is a  3-bedroom, 2.1-bath with stainless steel appliances and a unfinished basement. Enjoy the fenced backyard, perfect for entertaining guests. For more information or to schedule a showing. 

Contact

Chris Lozano / The Pine Creek Group, REALTORS

Call or text 719-200-5654 or 720-306-1815



2420 5th AVENUE, PUEBLO, COLORADO $200,000

14331 E. TENNESSEE AVE # 307, LAKEWOOD, COLORADO $260,000

14331 E. TENNESSEE AVE # 307, LAKEWOOD, COLORADO $260,000

Check out this 2 story HUD home in Pueblo, Colorado! This is a 5-bedroom, 2-bath property located on the Northside close to I-25. This property qualifies for the $100 down payment program, allowing you to move in with just a $100 down payment. For more information, please inquire.

Chris Lozano / The Pine Creek Group, REALTORS

Call or text 719-200-5654 or 720-306-1815

14331 E. TENNESSEE AVE # 307, LAKEWOOD, COLORADO $260,000

14331 E. TENNESSEE AVE # 307, LAKEWOOD, COLORADO $260,000

14331 E. TENNESSEE AVE # 307, LAKEWOOD, COLORADO $260,000

Check out this HUD home in  Aurora, Colorado. This is a  2-bedroom, 2-bath condominium that offers the perfect canvas for your personal touch! This property qualifies for the $100 down payment program, allowing you to move in with just a $100 down payment. Don't miss out on this incredible opportunity. Schedule a showing today!

Chris Lozan

Check out this HUD home in  Aurora, Colorado. This is a  2-bedroom, 2-bath condominium that offers the perfect canvas for your personal touch! This property qualifies for the $100 down payment program, allowing you to move in with just a $100 down payment. Don't miss out on this incredible opportunity. Schedule a showing today!

Chris Lozano / The Pine Creek Group, REALTORS

Call or text 719-200-5654 or 720-306-1815

Contact

Chris Lozano / The Pine Creek Group, REALTORS Broker/Owner www.pinecreekre.com clozano@pinecreekre.com 719-200-5654 / 720-306-1815 Steve Goumas / Colorado Home Mortgage & Financial, Ltd. www.ch-mf.com sgoumas@ch-mf.com 719-650-1064

Today

By Appointment

Monday - Friday: 9 am - 5 pm

Saturday: By Appointment

Sunday: By Appointment

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