Meet the Team
Chris Lozano
Valerie Lozano
Valerie Lozano
Broker/Owner Since 1995
I relocated to Colorado Springs from Southern California in 1992. I have been serving the Colorado real estate market since 1992 and opened my real estate company in 1995. With extensive experience in closing thousands of transactions across various price ranges, I am well-equipped to assist with your real estate needs. When experience matters, contact us today!
Valerie Lozano
Valerie Lozano
Valerie Lozano
Office Manager
I am the Office Manager and provide support for both The Pine Creek Group, REALTORS, and Colorado Home Mortgage & Financial, Ltd. I handle financial management, marketing, communication, and day-to-day operations for both companies. I look forward to meeting you and helping answer any questions.
Steve Goumas
Valerie Lozano
Steve Goumas
Mortgage Loan Division
Colorado Home Mortgage & Financial, Ltd.
I have served as a Senior Mortgage Loan Originator since 2000. Coming from a military family, I am well-versed in navigating the processes involved in working with veterans and understanding the complexities of VA qualifications.
I am also an expert in FHA and Conventional Financing.
Contact me today!
Our Services
Real Estate Done Right!
Feeling anxious about your property journey? There's no need to worry. Whether you’re preparing to buy or sell, currently in the process, or simply seeking information, our expertise guarantees you’ll have the best experience possible. That’s what we’re passionate about!
Your Colorado Real Estate Experts !
Whether you’re looking for a cozy condo or an expansive property from Denver to Colorado Springs and all of Colorado, we’re here to find the perfect property that is right for you. We maintain an up-to-date list of available properties for you to explore. If you can't find what you are looking for contact us for more options.
Questions?
If you have any questions about affordability, credit, down payment, income, or closing costs, you can rely on us to provide the answers you need quickly. We ensure that you feel informed and confident throughout the entire process.
available homes
6375 WHITE WOLF PT, COLORADO SPRINGS, COLORADO $361,000
Schedule a showing today! Come see this end-unit 3-bedroom 3-bath HUD Townhome! Featuring an open concept floor plan. This property is eligible for the $100 down payment program! This program allows you to finance this property with as little as a $100 down payment*.
*$100 DOWN PAYMENT program is specific to Government-Owned HUD HOME
Schedule a showing today! Come see this end-unit 3-bedroom 3-bath HUD Townhome! Featuring an open concept floor plan. This property is eligible for the $100 down payment program! This program allows you to finance this property with as little as a $100 down payment*.
*$100 DOWN PAYMENT program is specific to Government-Owned HUD HOMES only. For further information or to schedule a showing.
Contact
Chris Lozano / The Pine Creek Group, REALTORS
Call or text 719-200-5654 or 720-306-1815
941 QUENTIN STREET, AURORA, COLORADO $425,000
Come check out this one-of-a-kind HUD home! This property is a spacious 4-bedroom, 2-bath home that is located close to shopping, dining, and schools. This property is eligible for the $100 down payment program! This program allows you to finance this property with as little as a $100 down payment*.
*$100 DOWN PAYMENT program is specifi
Come check out this one-of-a-kind HUD home! This property is a spacious 4-bedroom, 2-bath home that is located close to shopping, dining, and schools. This property is eligible for the $100 down payment program! This program allows you to finance this property with as little as a $100 down payment*.
*$100 DOWN PAYMENT program is specific to Government-Owned HUD HOMES only. For more information or to schedule a showing.
Contact
Chris Lozano / The Pine Creek Group, REALTORS
Call or text 719-200-5654 or 720-306-1815
1993 S. XANADU WAY, AURORA, COLORADO $308,000
Come see this end unit HUD townhome located in Aurora, Colorado! This is a charming 2-bedroom, 2-bath property. This property includes community amenities, including a pool. This property is eligible for the $100 down payment program! This program allows you to finance this property with as little as a $100 down payment*.
*$100 DOWN PAY
Come see this end unit HUD townhome located in Aurora, Colorado! This is a charming 2-bedroom, 2-bath property. This property includes community amenities, including a pool. This property is eligible for the $100 down payment program! This program allows you to finance this property with as little as a $100 down payment*.
*$100 DOWN PAYMENT program is specific to Government-Owned HUD HOMES only. For more information.
Contact
Chris Lozano / The Pine Creek Group, REALTORS
Call or text 719-200-5654 or 720-306-1815
1618 MARQUITA AVE, COLORADO SPRINGS, COLORADO $494,900
NEW LISTING! This NEWLY remodeled 3-bedroom, 1-bath home is a MUST SEE! Located in Skyway Park, close to downtown. The living room has a wood-burning stove that connects to a large dining area, and an additional den/study off the garage. Don't miss out on this incredible opportunity to make this your new home! Schedule a showing today!
Ch
NEW LISTING! This NEWLY remodeled 3-bedroom, 1-bath home is a MUST SEE! Located in Skyway Park, close to downtown. The living room has a wood-burning stove that connects to a large dining area, and an additional den/study off the garage. Don't miss out on this incredible opportunity to make this your new home! Schedule a showing today!
Chris Lozano / The Pine Creek Group, REALTORS
Call or text 719-200-5654 or 720-306-1815
available homes
18040 E. 106TH PLACE, COMMERCE CITY, DENVER, COLORADO $575,000
18040 E. 106TH PLACE, COMMERCE CITY, DENVER, COLORADO $575,000
18040 E. 106TH PLACE, COMMERCE CITY, DENVER, COLORADO $575,000
MUST SEE! Schedule a showing now to see this 2-story 4-bedroom, 3-bath HUD property. This home features a loft that provides extra space for a home office or playroom, as well as a very low-maintenance yard. This property is eligible for the $100 down payment program! This program allows you to finance this property with as little as a $1
MUST SEE! Schedule a showing now to see this 2-story 4-bedroom, 3-bath HUD property. This home features a loft that provides extra space for a home office or playroom, as well as a very low-maintenance yard. This property is eligible for the $100 down payment program! This program allows you to finance this property with as little as a $100 down payment*.
*$100 DOWN PAYMENT program is specific to Government-Owned HUD HOMES only. For further information or to schedule a showing.
Contact
Chris Lozano / The Pine Creek Group, REALTORS
Call or text 719-200-5654 or 720-306-1815
2420 5TH AVENUE, PUEBLO, COLORADO $136,000
18040 E. 106TH PLACE, COMMERCE CITY, DENVER, COLORADO $575,000
18040 E. 106TH PLACE, COMMERCE CITY, DENVER, COLORADO $575,000
Schedule a showing now! Come see this spacious HUD home today! This property is a 2-story, 6-bedroom, 2-bath home with huge potential. This property is eligible for the $100 down payment program! This program allows you to finance this property with as little as a $100 down payment*.
*$100 DOWN PAYMENT program is specific to Government-
Schedule a showing now! Come see this spacious HUD home today! This property is a 2-story, 6-bedroom, 2-bath home with huge potential. This property is eligible for the $100 down payment program! This program allows you to finance this property with as little as a $100 down payment*.
*$100 DOWN PAYMENT program is specific to Government-Owned HUD HOMES only. For more information or to schedule a showing.
Contact
Chris Lozano / The Pine Creek Group, REALTORS
Call or text 719-200-5654 or 720-306-1815
793 W. MCCULLOCH BLVD, PUEBLO WEST, COLORADO $425,000
Schedule a showing today! This HUD home is a 3-bedroom, 3-bath ranch-style property. There is ample space, featuring a detached 2-car garage and an additional 4-car garage on the property. This property is eligible for the $100 down payment program! This program allows you to finance this property with as little as a $100 down payment*.
Schedule a showing today! This HUD home is a 3-bedroom, 3-bath ranch-style property. There is ample space, featuring a detached 2-car garage and an additional 4-car garage on the property. This property is eligible for the $100 down payment program! This program allows you to finance this property with as little as a $100 down payment*.
*$100 DOWN PAYMENT program is specific to Government-Owned HUD HOMES only.
Contact
Chris Lozano / The Pine Creek Group, REALTORS
Call or text 719-200-5654 or 720-306-1815
2477 RAINBOW DR, UNIT D, DENVER, COLORADO $265,000
Schedule a showing today! This HUD Townhome is a 3-bedroom, 1.5 bath property that features a fully fenced patio, spacious 3 bedrooms all on the upper level, and the laundry room located on the main level for easy accessibility. This property is eligible for the $100 down payment program! This program allows you to finance this property w
Schedule a showing today! This HUD Townhome is a 3-bedroom, 1.5 bath property that features a fully fenced patio, spacious 3 bedrooms all on the upper level, and the laundry room located on the main level for easy accessibility. This property is eligible for the $100 down payment program! This program allows you to finance this property with as little as a $100 down payment*.
*$100 DOWN PAYMENT program is specific to Government-Owned HUD HOMES only.
Contact
Chris Lozano / The Pine Creek Group, REALTORS
Call or text 719-200-5654 or 720-306-1815
available homes
1811 S. QUEBEC #48, DENVER, COLORADO $250,000
MUST SEE! Come see this cozy HUD Condominium today. This property is a 2-bedroom, 3-bath that offers comfortable living space and a private outdoor area for enjoyment. This property is eligible for the $100 down payment program! This program allows you to finance this property with as little as a $100 down payment*.
*$100 DOWN PAYMENT
MUST SEE! Come see this cozy HUD Condominium today. This property is a 2-bedroom, 3-bath that offers comfortable living space and a private outdoor area for enjoyment. This property is eligible for the $100 down payment program! This program allows you to finance this property with as little as a $100 down payment*.
*$100 DOWN PAYMENT program is specific to Government-Owned HUD HOMES only. For further information or to schedule a showing.
Contact
Chris Lozano / The Pine Creek Group, REALTORS
Call or text 719-200-5654 or 720-306-1815
5255 MEMPHIS STREET, UNIT 121, DENVER, COLORADO $240,000
Schedule a showing now! Come see this spacious HUD Townhome today! This property is a 2-bedroom, 2-bath, located near schools, shopping, and public transportation. This property is eligible for the $100 down payment program! This program allows you to finance this property with as little as a $100 down payment*.
*$100 DOWN PAYMENT prog
Schedule a showing now! Come see this spacious HUD Townhome today! This property is a 2-bedroom, 2-bath, located near schools, shopping, and public transportation. This property is eligible for the $100 down payment program! This program allows you to finance this property with as little as a $100 down payment*.
*$100 DOWN PAYMENT program is specific to Government-Owned HUD HOMES only. For more information or to schedule a showing.
Contact
Chris Lozano / The Pine Creek Group, REALTORS
Call or text 719-200-5654 or 720-306-1815
14272 E. HAWAII CIRCLE, AURORA, COLORADO $253,000
Schedule a showing today! This HUD Townhome is a 2-bedroom, 2-bath that is just waiting for your personal touch. This property is eligible for the $100 down payment program! This program allows you to finance this property with as little as a $100 down payment*.
*$100 DOWN PAYMENT program is specific to Government-Owned HUD HOMES only.
Schedule a showing today! This HUD Townhome is a 2-bedroom, 2-bath that is just waiting for your personal touch. This property is eligible for the $100 down payment program! This program allows you to finance this property with as little as a $100 down payment*.
*$100 DOWN PAYMENT program is specific to Government-Owned HUD HOMES only.
Contact
Chris Lozano / The Pine Creek Group, REALTORS
Call or text 719-200-5654 or 720-306-1815
8428 GALVANI TRL, UNIT B LITTLETON, COLORADO $455,000
Schedule a showing today! This HUD Townhome is a 2-bedroom, 2-bath property that features open living space, in-unit laundry, and a private entry. This property is eligible for the $100 down payment program! This program allows you to finance this property with as little as a $100 down payment*.
*$100 DOWN PAYMENT program is specific to
Schedule a showing today! This HUD Townhome is a 2-bedroom, 2-bath property that features open living space, in-unit laundry, and a private entry. This property is eligible for the $100 down payment program! This program allows you to finance this property with as little as a $100 down payment*.
*$100 DOWN PAYMENT program is specific to Government-Owned HUD HOMES only.
Contact
Chris Lozano / The Pine Creek Group, REALTORS
Call or text 719-200-5654 or 720-306-1815
Contact
Chris Lozano / The Pine Creek Group, REALTORS Broker/Owner www.pinecreekre.com clozano@pinecreekre.com 719-200-5654 / 720-306-1815 Steve Goumas / Colorado Home Mortgage & Financial, Ltd. www.ch-mf.com sgoumas@ch-mf.com 719-650-1064
Open today | 09:00 am – 05:00 pm |
Monday - Friday: 9 am - 5 pm
Saturday: By Appointment
Sunday: By Appointment
